Invoice Factoring Canada

Empower Your Business with Ontario’s Leading Factoring Solutions

REV Capital is a leading provider of fast, transparent invoice factoring services in Ontario, helping businesses tackle cash flow challenges, pay suppliers, and scale with confidence. Unlock true growth potential with accounts receivable factoring tailored to your business needs.

Get Paid Faster and Focus on Growing Your Business

Invoice factoring eliminates the need for costly financing solutions by giving you a cash payment in exchange for your unpaid invoices. This allows you to get paid for the work you did sooner, rather than wait on net payment terms or become dependent on borrowed funds.  

At REV Capital, we specialize in recourse factoring, offering lower fees in exchange for less risk absorption, and allowing you to access cash flow quickly and cost-effectively. This differs from non-recourse factoring, where the factoring company assumes full risk but charges higher fees. We offer invoice factoring throughout Canada and the States, including major business markets like Toronto, Montreal, Calgary, New York, California, and more.

Unlock the Cash In Your Outstanding Invoices

Turn unpaid invoices into cash within 24 hours, giving you the liquidity to reinvest in your business.

Stress-Free Accounts Management

We handle collections so you can focus on growth instead of chasing payments.

Reliable Funding Tailored to Your Needs

Factoring provides the working capital you need without additional debt or loans.

No Long-Term Contracts or Hidden Fees

Enjoy the flexibility of short-term agreements and complete transparency—no fine print, no surprises.

24/7 Access to Your Cash

Access your funding and account details anytime, anywhere, through our intuitive online portal.

Transparent, Relationship-Focused Services

At REV Capital, we pride ourselves on building genuine partnerships through honesty, integrity, and personalized support.

How Businesses Benefit from Ontario Factoring Companies

Would you prefer $98 today or $100 in 90 days, once your customers finally settle their invoices? 

Invoice factoring allows you to sell unpaid invoices to factoring companies in Ontario, giving you instant access to working capital. Unlike traditional business loans, the funds you receive require no interest repayment, no strong credit history, and no collateral.

Improved Cash Flow

The funds acquired from selling unpaid invoices provide immediate, 24/7 access to cash (often available in 24 to 48 hours). This prevents a delay in receiving funds, allowing you to easily cover operational costs, payroll, and other business expenses. That means no more scrambling for funds when payment deadlines arise.

No Additional Debts

Invoice factoring is “anti-debt” because factoring companies aren’t lending you anything. The money you receive comes from the invoices you’ve sold, meaning you don’t need to borrow funds. Ultimately, this relieves financial stress and helps you maintain healthy credit.

Flexibility & Scalability

Invoice factoring aligns with your business growth and performance. As your sales and invoices increase, so does your available funding. This allows you to keep your cash flow on par with your business costs, so there’s no shortfall of funds.

Easier Qualification

Ontario factoring companies will approve you for funding based on your customer's creditworthiness. They don’t look at your credit score or financial history, making factoring more accessible if you have unestablished credit, which would typically bar you from traditional loans.

How Factoring Companies in Ontario Work

Streamline Accounts With Receivables Financing in Ontario

Applying for a traditional business loan is often tedious and complex; factoring is usually faster and more straightforward. The process involves selling goods or services and issuing an invoice to the customer. 

You then sell the invoice to a factoring company in Ontario, with you receiving up to 98% of the invoice value upfront. The factoring company assumes responsibility for collecting payment from the customer. After the customer makes their payment, the factoring company deducts a fee—typically around one to three percent—before transferring the remaining balance to you.

Keep Your Business Moving GIF
Tailored Factoring Solutions

Reinventing Factoring for Ontario Businesses

The ease at which factoring can be approved, not to mention its scalability, makes it an attractive option for businesses in various industries. It’s especially helpful in spaces where bottom-line costs are high and long payment cycles (with limited cash flow) are common.
Reliable Payments - REV Capital
Transportation and Logistics

Factoring companies in Ontario fund logistics and transportation businesses to provide them with immediate cash flow to cover fuel and vehicle maintenance costs, driver salaries, and more.

Reliable Payments - REV Capital
Staffing Agencies

Ontario factoring companies help staffing agencies meet weekly or bi-weekly payroll commitments with immediate funds, allowing them to expand operations without waiting for invoice payments.

Reliable Payments - REV Capital
Manufacturing

Factoring gives companies in the manufacturing space immediate cash flow, helping them secure funds for bulk raw material purchases, and minimizing the overreliance on collateral.

Reliable Payments - REV Capital
Information Technology

Companies in the IT world can benefit from invoice factoring, as it helps them cover the costs of long-term projects, which often involve long payment cycles.

Reliable Payments - REV Capital
Oil and Gas Industry

Oil and gas companies face substantial costs for equipment, drilling operations, and payroll while waiting for customer payments. The right factoring company, like REV Capital, provides immediate coverage of these expenses to keep cash flow consistent while waiting for clients to pay.

Reliable Payments - REV Capital
Marketing and Advertising

Factoring companies can help advertising and marketing agencies cover production costs and fees for creative talent, which can be significant upfront.

Reliable Payments - REV Capital
Government Contracting

Ontario factoring provides immediate funds to government contractors who often face long payment cycles (where funds are unavailable). These funds can cover operational expenses that may quickly accumulate before contractors can offset them.

Reliable Payments - REV Capital
Medical and Healthcare Facilities

Factoring companies in Ontario can help medical and healthcare facilities that wait months for insurance reimbursements to cover expenses with immediate funds. This allows them to cover the cost of payroll, medical equipment, and other supplies.

Reliable Payments - REV Capital
Transportation and Logistics

Factoring companies in Ontario fund logistics and transportation businesses to provide them with immediate cash flow to cover fuel and vehicle maintenance costs, driver salaries, and more.

Reliable Payments - REV Capital
Staffing Agencies

Ontario factoring companies help staffing agencies meet weekly or bi-weekly payroll commitments with immediate funds, allowing them to expand operations without waiting for invoice payments.

Reliable Payments - REV Capital
Manufacturing

Factoring gives companies in the manufacturing space immediate cash flow, helping them secure funds for bulk raw material purchases, and minimizing the overreliance on collateral.

Reliable Payments - REV Capital
Information Technology

Companies in the IT world can benefit from invoice factoring, as it helps them cover the costs of long-term projects, which often involve long payment cycles.

Reliable Payments - REV Capital
Oil and Gas Industry

Oil and gas companies face substantial costs for equipment, drilling operations, and payroll while waiting for customer payments. The right factoring company, like REV Capital, provides immediate coverage of these expenses to keep cash flow consistent while waiting for clients to pay.

Reliable Payments - REV Capital
Marketing and Advertising

Factoring companies can help advertising and marketing agencies cover production costs and fees for creative talent, which can be significant upfront.

Reliable Payments - REV Capital
Government Contracting

Ontario factoring provides immediate funds to government contractors who often face long payment cycles (where funds are unavailable). These funds can cover operational expenses that may quickly accumulate before contractors can offset them.

Reliable Payments - REV Capital
Medical and Healthcare Facilities

Factoring companies in Ontario can help medical and healthcare facilities that wait months for insurance reimbursements to cover expenses with immediate funds. This allows them to cover the cost of payroll, medical equipment, and other supplies.

Reliable Payments - REV Capital
Transportation and Logistics

Factoring companies in Ontario fund logistics and transportation businesses to provide them with immediate cash flow to cover fuel and vehicle maintenance costs, driver salaries, and more.

Reliable Payments - REV Capital
Staffing Agencies

Ontario factoring companies help staffing agencies meet weekly or bi-weekly payroll commitments with immediate funds, allowing them to expand operations without waiting for invoice payments.

Reliable Payments - REV Capital
Manufacturing

Factoring gives companies in the manufacturing space immediate cash flow, helping them secure funds for bulk raw material purchases, and minimizing the overreliance on collateral.

Reliable Payments - REV Capital
Information Technology

Companies in the IT world can benefit from invoice factoring, as it helps them cover the costs of long-term projects, which often involve long payment cycles.

Reliable Payments - REV Capital
Oil and Gas Industry

Oil and gas companies face substantial costs for equipment, drilling operations, and payroll while waiting for customer payments. The right factoring company, like REV Capital, provides immediate coverage of these expenses to keep cash flow consistent while waiting for clients to pay.

Reliable Payments - REV Capital
Marketing and Advertising

Factoring companies can help advertising and marketing agencies cover production costs and fees for creative talent, which can be significant upfront.

Reliable Payments - REV Capital
Government Contracting

Ontario factoring provides immediate funds to government contractors who often face long payment cycles (where funds are unavailable). These funds can cover operational expenses that may quickly accumulate before contractors can offset them.

Reliable Payments - REV Capital
Medical and Healthcare Facilities

Factoring companies in Ontario can help medical and healthcare facilities that wait months for insurance reimbursements to cover expenses with immediate funds. This allows them to cover the cost of payroll, medical equipment, and other supplies.

Reliable Payments - REV Capital
Transportation and Logistics

Factoring companies in Ontario fund logistics and transportation businesses to provide them with immediate cash flow to cover fuel and vehicle maintenance costs, driver salaries, and more.

Reliable Payments - REV Capital
Staffing Agencies

Ontario factoring companies help staffing agencies meet weekly or bi-weekly payroll commitments with immediate funds, allowing them to expand operations without waiting for invoice payments.

Reliable Payments - REV Capital
Manufacturing

Factoring gives companies in the manufacturing space immediate cash flow, helping them secure funds for bulk raw material purchases, and minimizing the overreliance on collateral.

Reliable Payments - REV Capital
Information Technology

Companies in the IT world can benefit from invoice factoring, as it helps them cover the costs of long-term projects, which often involve long payment cycles.

Reliable Payments - REV Capital
Oil and Gas Industry

Oil and gas companies face substantial costs for equipment, drilling operations, and payroll while waiting for customer payments. The right factoring company, like REV Capital, provides immediate coverage of these expenses to keep cash flow consistent while waiting for clients to pay.

Reliable Payments - REV Capital
Marketing and Advertising

Factoring companies can help advertising and marketing agencies cover production costs and fees for creative talent, which can be significant upfront.

Reliable Payments - REV Capital
Government Contracting

Ontario factoring provides immediate funds to government contractors who often face long payment cycles (where funds are unavailable). These funds can cover operational expenses that may quickly accumulate before contractors can offset them.

Reliable Payments - REV Capital
Medical and Healthcare Facilities

Factoring companies in Ontario can help medical and healthcare facilities that wait months for insurance reimbursements to cover expenses with immediate funds. This allows them to cover the cost of payroll, medical equipment, and other supplies.

Reliable Payments - REV Capital
Transportation and Logistics

Factoring companies in Ontario fund logistics and transportation businesses to provide them with immediate cash flow to cover fuel and vehicle maintenance costs, driver salaries, and more.

Reliable Payments - REV Capital
Staffing Agencies

Ontario factoring companies help staffing agencies meet weekly or bi-weekly payroll commitments with immediate funds, allowing them to expand operations without waiting for invoice payments.

Reliable Payments - REV Capital
Manufacturing

Factoring gives companies in the manufacturing space immediate cash flow, helping them secure funds for bulk raw material purchases, and minimizing the overreliance on collateral.

Reliable Payments - REV Capital
Information Technology

Companies in the IT world can benefit from invoice factoring, as it helps them cover the costs of long-term projects, which often involve long payment cycles.

Reliable Payments - REV Capital
Oil and Gas Industry

Oil and gas companies face substantial costs for equipment, drilling operations, and payroll while waiting for customer payments. The right factoring company, like REV Capital, provides immediate coverage of these expenses to keep cash flow consistent while waiting for clients to pay.

Reliable Payments - REV Capital
Marketing and Advertising

Factoring companies can help advertising and marketing agencies cover production costs and fees for creative talent, which can be significant upfront.

Reliable Payments - REV Capital
Government Contracting

Ontario factoring provides immediate funds to government contractors who often face long payment cycles (where funds are unavailable). These funds can cover operational expenses that may quickly accumulate before contractors can offset them.

Reliable Payments - REV Capital
Medical and Healthcare Facilities

Factoring companies in Ontario can help medical and healthcare facilities that wait months for insurance reimbursements to cover expenses with immediate funds. This allows them to cover the cost of payroll, medical equipment, and other supplies.

Reliable Payments - REV Capital
Transportation and Logistics

Factoring companies in Ontario fund logistics and transportation businesses to provide them with immediate cash flow to cover fuel and vehicle maintenance costs, driver salaries, and more.

Reliable Payments - REV Capital
Staffing Agencies

Ontario factoring companies help staffing agencies meet weekly or bi-weekly payroll commitments with immediate funds, allowing them to expand operations without waiting for invoice payments.

Reliable Payments - REV Capital
Manufacturing

Factoring gives companies in the manufacturing space immediate cash flow, helping them secure funds for bulk raw material purchases, and minimizing the overreliance on collateral.

Reliable Payments - REV Capital
Information Technology

Companies in the IT world can benefit from invoice factoring, as it helps them cover the costs of long-term projects, which often involve long payment cycles.

Reliable Payments - REV Capital
Oil and Gas Industry

Oil and gas companies face substantial costs for equipment, drilling operations, and payroll while waiting for customer payments. The right factoring company, like REV Capital, provides immediate coverage of these expenses to keep cash flow consistent while waiting for clients to pay.

Reliable Payments - REV Capital
Marketing and Advertising

Factoring companies can help advertising and marketing agencies cover production costs and fees for creative talent, which can be significant upfront.

Reliable Payments - REV Capital
Government Contracting

Ontario factoring provides immediate funds to government contractors who often face long payment cycles (where funds are unavailable). These funds can cover operational expenses that may quickly accumulate before contractors can offset them.

Reliable Payments - REV Capital
Medical and Healthcare Facilities

Factoring companies in Ontario can help medical and healthcare facilities that wait months for insurance reimbursements to cover expenses with immediate funds. This allows them to cover the cost of payroll, medical equipment, and other supplies.

Why Choose REV Capital

REV Capital focuses on helping growing businesses like yours stay competitive and profitable. Unlike traditional banks that lock you into business loans with little additional support, we help you achieve new growth in a more scalable and sustainable way. 

Our focus on invoice factoring puts money in your pocket—minus the debt—allowing you to cover key business expenses without financial stress. We also educate you throughout the process, so you never feel lost and unsure of what steps to take next. We’re award-winners in this space, bringing a wealth of experience and success stories.

Recourse Invoice Factoring
 Radical Transparency
Absolute Flexibility
Exceptional Service
Accounts Receivable Financing
Enterprise & Small Business Funding
1
You provide a product or service to your customer
Free Shipping IconOnline Chat IconCheckout IconPay Invoice IconInsurance Icon
2
You send your invoice directly to REV Capital
4
We wait for your client to pay us per their terms
3
We pay you up to 95% of your invoice value same-day
5
We return the 5% holdback to you less a samll fee

Why Clients Choose Us

By far the best in the business. I have never worked with a company more responsive, professional and collaborative. Our Client Relationship Manager is always available even after hours and they are always trying to find solutions to save us money and time.
Sam Ibrahim
Star rating
Excellent customer service and great company to work with. We transferred our account from a different factoring company and it has been so much easier working with REV Capital.
Forte Freight
Star rating
The biggest reason we appreciate this company is their amazing staff. Always courteous and friendly, and their expertise is top notch. They value each and every one of their customers, and that comes across clearly. If I could give them a million stars,I would.
Cynthia C.
Star rating

About REV Capital

REV Capital is a leading invoice factoring company with extensive experience in the financing space. Headquartered in Woodbridge, Ontario,  we’re a key player among Toronto factoring companies, providing small and medium-sized businesses, as well as large enterprises with full-service factoring services. 

We’re committed to helping Canadian and American businesses access working capital that leads to steady cash flow, bigger growth opportunities, and streamlined accounts receivable management.

Don’t let uncontrollable business factors like cash flow problems block your growth potential. Get funded today and begin your journey to financial empowerment.

Top Service Areas in North America

Invoice Factoring
United States

New YorkFloridaTexasCalifornia
Virginia
Arizona
North Carolina

Invoice Factoring
Canada

QuebecOntarioCalgary

Not Convinced Yet?

Find out how your business can benefit from factoring by connecting with us.
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